Is There Room In Your Retirement Budget
For Big Dental Bills?

For many retirees on a fixed income … paying dental bills out of their own pocket can often come as a shock.

Dental treatment is expensive — especially the services people over 50 often need.

Here’s a reality check — $222 for a checkup ... $256 for a filling ... or $1,095 for a crown ... and another $1,109 for the root canal on a molar¹. Unexpected bills like this can be a real burden, especially if you’re on a fixed income.

And, as the cost of everything continues to rise, it’s tempting to skip or delay care — but that often leads to more serious and expensive problems down the road.

That’s why dental insurance from Physicians Mutual Insurance Company (Physicians Mutual) is so important.

It can give you benefits that go above and beyond what you get from more limited plans:

Immediate coverage for preventive care
See any dentist, anywhere
No annual maximum on cash benefits
You’ll never have to pay a deductible
Helps pay for X-rays, cleanings, fillings, crowns, root canals — even dentures

It’s true! Dental insurance from Physicians Mutual helps cover preventive care, basic work and major procedures — the type of services you’ll need most.

Plus, you’ll have access to one of the largest networks in the nation that provides significant savings on covered services – even before benefits are paid.

You can get inexpensive dental care when you need it.

Let’s face it — even if you’ve had great dental work in the past, you can’t take for granted it will last forever. Few of us have room in our budget for hundreds or even thousands of dollars of surprise expenses and Medicare (with only a few exceptions) doesn’t cover dental care². So, if you want to have help paying big dental bills, you’ll want to enroll for coverage like this.

Don’t wait until you’re in pain or facing expensive treatment. Check out dental insurance from
Physicians Mutual. It’s a great way to replace an employer’s dental coverage when you retire — and helps keep more of your money in your pocket.

Coverage is easy to get and inexpensive, too.

If you’ve put off going to the dentist — for whatever reason — it’s easy to get back on track. Request your free information kit with all the details!


Article sponsored by Physicians Mutual Insurance Company

1. American Dental Association, Health Policy Institute, [2020] Survey of Dental Fees. Copyright [2020] American Dental Association.

2. “Medicare & You,” Centers for Medicare & Medicaid Services, [2022].

Product not available in all states. Contact us to see the coverage and offer available in your state. This specific offer is not available in LA and CO, please call 1-888-958-7642 for a similar offer. Contact us for complete details about this insurance solicitation including costs and limitations. WV: To find a provider in the network visit us at https://www.physiciansmutual.com/web/dental/find-dentist. Certificate C250A (ID: C250E); Insurance Policy P150; Rider Kinds B438/B439. [In CA, ID, KY, ME, MD, MA, MI, MO, NV, NJ, NC, ND, VA: Includes Participating Providers and Preventive Benefits Rider.] Certificate C254/B465 (PA: C254PA); Insurance Policy P154/B469 (GA: P154GA; OK: P154OK; TN: P154TN).

6311